Access money with equity release advisers local to Hampshire, UK
Access Equity Release are award-winning specialists in equity release advice. Working for clients in Portsmouth, Hampshire the wide parts of the South East, we are perfectly placed to offer unbiased, professional and helpful advice about the best ways to unlock the cash tied up in your home.
If you are retired or approaching retirement age and looking into your finances and wondering how you will manage or achieve the things you want, we can help. It can be an exciting time but also one that may be potentially daunting if you do not have the money you need. Equity release could provide an excellent solution.
Equity release and the property market in Hampshire
Hampshire has long been considered a very desirable place in the UK to live. With both beautiful countryside and coastal locations on the doorstep, it also has a mixture of vibrant villages, busy towns, and port cities. Do you own a Hampshire property and are wondering what it could be worth and what that might mean in terms of releasing equity from it? According to Rightmove in 2020, the average price of houses in Hampshire was just over £344,000, whilst detached properties in the county sold for £533,000. The most expensive area in Hampshire was Brockenhurst, with an average selling price of £894,000.
According to the Land Registry, over the last 25 years, house prices have increased fivefold. A home in Winchester that cost just over £84,000 in 1995, for example, now has a price tag of £395,000. So, if you invested in bricks and mortar in Hampshire some time ago, the chances are that you will be asset rich. If you are thinking about ways in which to make your retirement more enjoyable and are considering equity release, please call us. We know that many people do not want to leave the homes they have lived in for many years and with a lifetime mortgage, you will remain the owner of your home until you pass away or move into long-term care. One of our experts will be able to talk to you about your financial situation and discuss the benefits and wider impact of equity release. All consultations are held free of charge and without obligation.
Reasons to choose AER for your equity release advice
Here are some reasons to choose our local equity release brokers:
- We will always act in your best interests and are not tied to a particular lender or restricted panel of lenders, so we can look across the market to find a product that suits you and your requirements.
- We use plain and simple language and will not baffle you with confusing jargon. We will take time to ensure you understand your options before you make a decision.
- Unlike some companies, our advisors are authorised to look at other regulated products, such as second charge lending and residential mortgages. We will always outline all available options.
- Our advice is honest, ethical and tailored to you. We take time to get to know you and your personal circumstances, so we can do this to the best of our ability.
We are specialists and recently won Equity Release Advisors of the Year 2019 at the MoneyFacts Investment Life and Pensions Awards.
Please call us now on 0333 443 9825 to find out how we can help you. We also offer equity release advice in Milton Keynes and Bournemouth.
Our equity release brokers near Portsmouth can help you
Whether you want to add value to your home, help your children or other family members or have the holiday of a lifetime, equity release could be the right choice for you.
Here are just a few reasons why people choose equity release:
- Holidays and adventures: Retirement is the time to enjoy yourself. Many people use the money released from their homes to fund holidays.
- Home improvements: Are you thinking about a new kitchen or bathroom? Perhaps you want to landscape your garden? Equity release could be used to finance these renovations.
- Paying off debts: Many equity release mortgages are used to pay off debts, including credit card bills and overdrafts.
- Helping family: Many of us hope to help our family or friends and leave them money in our wills but equity release gives you the means to help them now.
- Paying off existing mortgage: Are you struggling to pay regular mortgage repayments? Clear any outstanding mortgage and stay in your property.
- Help with regular bills: Many of us face regular monthly bills and equity release can give you peace of mind, knowing that you can make these payments with ease.
Read our blog on later life and retirement – funding the best years of our lives.