Responsible equity release advice in Warwickshire, UK
If you own your own home in Warwickshire, are over the age of 55, and are looking for ways to boost your income, equity release may be possible. The value of your property, minus any outstanding residential mortgage, is known as the ‘equity’. Equity release is a way of accessing this money now, so you can enjoy a more comfortable retirement and use it in any way you wish. Here at Access Equity Release, we are independent, unbiased, and professional equity release specialists, who are on hand to help guide you through the process of deciding if equity release is the right path for you.
We search across the whole of the equity release marketplace to find the right equity release providers for you. We will take into consideration your financial situation and short and long-term goals to help you make an informed decision about your future. We can also access residential mortgages and retirement interest-only mortgages.
- Specialist, friendly, and independent equity release advice from industry experts
- Any initial equity release consultation or meeting is free-of-charge, with no obligation to proceed – you will never be rushed into making a decision
- Regulated by the Financial Conduct Authority, we are qualified and trusted to give impartial advice
- Personalised advice, always based on your unique needs and requirements
The variety of equity release mortgages and their various benefits has increased dramatically over recent years, with more and more homeowners taking advantage of equity release.
To find out more about equity release and to book an initial consultation, please call us now on 0333 000 2097.
Equity release and the property market in Warwickshire
Investing in property has always been considered ‘as safe as houses’. Regardless of fluctuations in the housing market over the years and during economic downturns, people always expect property prices to rise in the future. This is why property and buying your own home continues to remain one of the most reliable ways to generate long-term wealth.
If you are thinking about releasing equity in Warwickshire, you may be keen to know about the state of the local property market and how this impacts on the value of your home. Warwickshire covers a large area in the West Midlands and includes historic areas, such as Stratford-Upon-Avon, Warwick, Nuneaton, and Rugby. According to Rightmove, sales in Warwickshire over 2020 were mostly detached properties that sold for an average of £445,000. The overall average cost of a property in the region was £302,000. There is a wide variety of properties in the area, including terraced, semi-detached, and large detached properties.
If you are based in Warwickshire and are thinking about ways you may be able to boost your retirement income, please call our advisers. We are always happy to travel to wherever you live in Warwickshire so we can get to know more about your financial situation and explore the options that may be available to you. To get a clearer idea of how much your property may be worth, please use our equity release calculator.
Reasons for lifetime mortgages and to release equity in Warwickshire
People choose to access the money tied up in their homes for many reasons. If you are sitting on bricks and mortar that is your biggest asset, then you may be able to release money. Common reasons for equity release include:
- To take more holidays and trips abroad
- To complete property and garden renovations
- To be able to stay at home longer with private care or medical treatment
- To offer family members the gift of money for important costs, such as school or university fees or to get a foot onto the housing ladder
- To enjoy a more comfortable day-to-day life
- To pay off a mortgage or repay any debts
- To buy a holiday home somewhere in the sun
