Professional advice about equity release in Bicester, Oxfordshire

If you are thinking about unlocking cash from your home with equity release in Bicester, Moreton-in-Marsh, or Chesterton, contact Access Equity Release. Our award-winning team of equity release  advisers are here to discuss your needs, offer advice, and guide you through your journey.

Our impartial equity release specialists can help you help you decide if equity release is right for you. As independent ‘whole of market’ specialists, we can access all equity release products to find the right one for you. We understand the equity release market and latest regulations and take time to get to know our clients, so we can offer a personal service.

We are authorised and regulated by the Financial Conduct Authority (FCA) and we uphold the most stringent standards. We will explain clearly all the costs related to the plan, , what will happen if you wish to move to another property, and how changes in house value might affect your plan.

All the products that we recommend have a ‘no negative equity’ guarantee. This means that when your property is sold and agents and solicitors’ fees have been paid, even if the amount that remains is not enough to pay the outstanding loan to the provider, neither you nor your estate will be liable to pay any more.

A lifetime mortgage or a home reversion plan? To understand the full features and risks of all products, talk to us today. Call us now on 0333 000 2097.

Local equity release advisors near Moreton-in-Marsh

If you are thinking about equity release in Moreton-in-Marsh, Bicester, or Bucknell, it is important to get responsible advice. We will understand your needs, circumstances, and aspirations to find a personal illustration, so we can match these to different products that might suit you.

Rising house prices over the past few decades means that over 55s have more equity than ever tied to their properties. Equity release can be accessed with a lifetime mortgage, the most common equity release plan. This allows you to retain ownership of the property and you will not need to commit to making monthly repayments, unless of course you wish to

Benefits of lifetime mortgages include:

  • Available to homeowners aged 55 and over
  • Release tax-free cash tied up in your home
  • Retain full ownership of your property and continue living there
  • Typically repaid when you die or go into long-term care
  • No-negative equity guarantee

How can OX25 equity release money be used?

Equity release is a tax-free sum of money that can be accessed in one go or in several instalments. These loans are sometimes called retirement mortgages or over 55 home loans.

People in Bicester use equity release for a number of reasons, such as:

  • Going on a dream holiday or travelling more
  • Paying off debts or an existing residential mortgage – read our blog: Can I release equity to pay off debt?
  • Helping family to get on the property ladder or with other costs
  • Boost disposable income
  • Property improvements, such as extensions, bathroom refurbishments, or kitchen makeovers
  • To buy a holiday home
  • To fund private medical care
  • To buy a new car

To find out how much money you could release, use our equity release calculator.