Whole-of-market equity release advisers in Gloucestershire
Are you looking for the most simple and informed way to learn more about lifetime mortgages, over 55 home loans, and other equity release products in Gloucestershire? Call the team at Access Equity Release. We are specialist equity release advisers and have helped hundreds of people understand how they can access the money tied up in their homes.
As a leading, friendly, and award-winning equity release company, we also have access to the whole of the market, so we can assess hundreds of products to find the right one for you. Whether you want to achieve financial freedom in retirement, invest in a holiday home or make property improvements, or give the gift of a living inheritance, equity release can help you realise these goals.
Equity release money is completely tax-free and can be spent as you wish. Unlike traditional mortgages, monthly repayments are optional. However, it is important to know that equity release is not always the right choice for everyone because it will reduce the value of your inheritance and has other implications.
Our trusted equity release advisers will get to know you and your aims and financial position, so we can advise you about the best options for your needs. As well as equity release products, we can also access other products that may suit you including residential mortgages and retirement interest-only mortgages.
All initial equity release advice and consultations are completely free of charge and there is never any obligation to proceed. We will set out the facts and answer any questions you may have, so you can make the right decision for you. We are also regulated by the FCA and follow their strict code of conduct.
Interested to find out more about later-life mortgage lenders? Call us now on 0333 000 2097.
What is equity release and why might I consider releasing equity from my Gloucestershire property?
Equity release is a way of accessing the cash tied up in your property (known as the equity) without having to downsize or move. Equity release in Gloucestershire is growing in popularity as many people are turning to their property as a source of additional income because over the years the equity is likely to have grown substantially. With increased product flexibility, low interest rates, and new products being released all the time, we can help you understand the right options for you.
Gloucestershire is regularly highlighted across surveys as having some of the best places to live. In one recent Quality of Life survey, which compares local authority areas on 26 different factors, Tewkesbury and the Forest of Dean were highlighted as some of the top locations in the county. Growing house prices will reflect this popularity.
According to Rightmove in 2020, the average property price was over £335,000. The majority of property sales were detached homes that sold for an average of just over £504,000. Semi-detached homes sold for an average of £308,000 and terraced homes for an average of £270,000. In 2020, prices had grown by 14 per cent on 2019 and 18 per cent on 2018.
To give you a ballpark estimate of how much money you could release, use our helpful equity release calculator.