Trusted and responsible equity release professionals in Twickenham, TW18

Would you like to turn your property into valuable income in Twickenham, Whitton, or Hanworth? Equity release is the equity in your house minus any debts you have secured against it. These are financial products that allow you to access this money without having to move. Any loan – plus the interest that has accrued – will be paid off when you die or move into long-term care.

We are independent equity release specialists who will provide expert, friendly, and efficient advice regarding equity release and retirement mortgages. Our expert and friendly team can search the whole of the market and choose from hundreds of products available to find the right one to suit your needs and requirements.

Our equity release brokers offer a bespoke service so we can specifically address your needs. We can research and compare products from the whole of the market from lenders approved by the Equity Release Council. These Lifetime Mortgage products have a ‘no negative equity guarantee’ built into them, which means that you will never owe more than the value of your home. The aim of this is to ensure you can have complete peace of mind, regardless of what happens in the property market. Our goal is to offer personal, clear, and concise advice at every stage of the process.

To book a free and no-obligation over 55 home loans consultation, please call 0333 000 2097.

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Considering releasing equity from your Twickenham home: A market overview

If you are considering releasing equity from your Twickenham property you will not be surprised to hear that house prices have rocketed over the years. Wondering how much you could release? Please see our equity release calculator.

Twickenham has always been a fantastic place to live and is very popular with families. Just ten miles South West of central London, this leafy suburb has been the home of England Rugby since 1907. Homebuyers are attracted to the fantastic transport links, the riverside location and outdoor space, and the range of amenities and activities on offer.

Property site Rightmove states that in 2021 the majority of property sales during 2020 were terraced homes that fetched an average of just over £775,000. Semi-detached houses sold for an average of £891,000, with flats fetching over £461,000. The average property price stood at just over £750,000. Overall prices were up by 2 per cent from 2020 and 10 per cent from 2019.

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Home Reversion Schemes and Lifetime Mortgages in Whitton: What is the difference?

Equity release mortgages in Whitton, Twickenham, or Teddington are an effective way of accessing the money tied into your home. There are two ways to release equity from your property, taking a loan against part of it, which is known as a Lifetime Mortgage, or selling part of it with a Home Reversion Plan.

  • Lifetime Mortgages: These are both by far the most popular form of equity release, and there are hundreds of Lifetime Mortgage products available on the market. This is a loan that is repaid, along with any interest, when you enter long-term care or you die.
  • Home Reversion Plan: With a Home Reversion Plan you sell a portion of your home and when you enter long-term care or you pass away, your house will be sold and the home reversion provider will get their share of the proceeds. We do not generally recommend these products.

Read our blog: How does equity release get repaid?

Each of these products comes with several different features. You can receive the money in a lump sum or over several instalments. It is essential to get the assistance of an equity release specialist who will be able to consider your unique circumstances.

Our equity release advisers will be able to discuss all the things that you may want to consider, including how your equity release payments could affect your benefit entitlements or tax obligations. We will also look at any other alternatives that you might wish to look at.

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    Why choose a Twickenham Lifetime Mortgage?

    Lifetime Mortgages offer a flexible and versatile equity release option for people looking to release equity in Twickenham. It is designed to last your whole life and only needs to be repaid when the last remaining homeowner on the plan moves into care or passes away. Benefits of Lifetime Mortgages include:

    • Fixed interest rates for life
    • A no negative equity guarantee
    • The option to move home, subject to the lender’s criteria
    • Flexible options, including ringfencing inheritance or paying off the interest
    • A drawdown option that allows you to create a reserve of equity that you only access when you need it

    Interested to know more. Read our FAQS.

    Speak to one of our friendly team
    Call our equity release team on 0333 443 9825