Need advice about releasing equity in Middlesex, UK? Call our expert equity release company

Access Equity Release is a leading equity release firm working throughout Uxbridge, Ruislip, Hounslow, Harrow, and the wider areas of Middlesex. We specialise in later-life mortgages and over-55 home loans and can offer expert guidance and advice around all aspects of equity release.

Our team is highly specialist – equity release is our sole focus and we have won industry awards for our work. We offer a bespoke service where we look at your individual financial circumstances. We will then assess, compare, and research equity release products across the whole of the market to make recommendations about the right products for you. We are not tied to any panel of lenders, so our advice is completely impartial and transparent.

We offer clear and personalised equity release advice and enjoy getting to know our clients personally. We are happy to travel to your home or another convenient location and welcome other family members to join in the discussion. Equity release is a complex area, so it is important you have all the facts and understand them before you can make a decision that is right for you. Your best interests always remain at the heart of our work and everything we do.

As proud members of the Equity Release Council, we follow their guidelines and only recommend equity release products with a no negative equity guarantee, so you will never owe more than the value of your property. This is designed to ensure you have complete peace of mind, no matter what happens to the value of your property.

Would you like to know more about lifetime mortgages and home reversion schemes? We are always happy to offer a free and no-obligation consultation. This is always relaxed and designed to give you information. We welcome involvement from family members.

Would you like to book an appointment? Please call us now on 0333 000 2097.

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Your property, releasing equity, and growing house prices in Middlesex

We have helped hundreds of homeowners throughout the UK reach their financial goals with equity release. Equity release is a form of retirement lending that enables you to release money from the value of your home. The money you receive is completely tax-free and can be used as you wish for a variety of reasons, such as home improvements, to support family, or to clear outstanding debt.

To be eligible for a lifetime mortgage, you must be over the age of 55 and own your own home. Some providers will insist that your property is worth at least £75,000 in order to release equity. We can help you understand the benefits of equity release, including any alternatives that might be available. We have access to retirement interest-only mortgages and residential mortgages.

If you own a property in Middlesex, you will have seen the value rocket over recent years. Married or single, young, or old, there is something for everyone in this county and that is why it is so popular. According to Rightmove in 2020, the average property price was over £825,000. The majority of property sales were flats that sold for an average of just over £665,000. Semi-detached homes sold for an average of £845,000 In 2020, prices had grown by 5 per cent on 2019 and 8 per cent on 2017.

If you are thinking: How much money could I raise through equity release? Use our handy equity release calculator tool that will give you a rough estimate.

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Lifetime mortgages and equity release plans in Middlesex

Are you wondering more about lifetime mortgages in Middlesex? Have you ever wondered about how you could enjoy a special retirement, which would allow you to go travelling more, do up your home, or enjoy different experiences? Maybe you are finding that the money from your pension is not enough to cover your day-to-day costs, and you would like an additional stream of income?

There are two main types of equity release products: Home reversion schemes and lifetime mortgages. Lifetime mortgages are the most popular type of equity release product and there are hundreds of lifetime mortgages available on the market.

The two main types of lifetime mortgages are lump-sum lifetime mortgages and drawdown lifetime mortgages. Both are loans that are secured against the value of your property and are paid off when you die, or move into long-term care. You remain the homeowner until that time.

There are many benefits associated with lifetime mortgages:

  • You can continue to own your home as you would with a normal mortgage and stay there for the rest of your life
  • All money released is tax-free
  • If you wish, you can make interest repayments, which stop the interest from being added up and will reduce what you owe over time
  • There are also plans that guarantee an inheritance for your family
  • There are no restrictions on how you can spend the money
  • If you wish, you can move home as long as the plan meets lending criteria

Read our blog: Can you ever be too old for equity release?

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    Speak to one of our friendly team
    Call our equity release team on 0333 443 9825

    Later life lending in Middlesex: Why take the plunge?

    The retirement years are supposed to be carefree and enjoyable. If you are based in Middlesex and are thinking about ways you could top-up your pension income, please call our team now.

    There are many reasons for releasing equity but common ones include so clients can go on holiday more, clear existing debts, help friends and family, make home improvements, or simply have more money for everyday living costs. Other common reasons include buying a holiday home or paying for care at home.