As an independent equity release company, we have access to the whole of the equity release market so we can find the right products for you. We can also access other financial products, including residential mortgages and retirement-interest only mortgages.
Equity release has become an increasingly common way for property owners in Merseyside to help fund their retirement years. Rising house prices have meant that the UK’s over-55s have more money than ever tied up in their properties. This equity can be accessed using different types of products, including Lifetime Mortgages or Home Reversion Schemes. Lifetime Mortgages are the most popular form of equity release. With a Lifetime Mortgage, unlike other forms of equity release, you can release tax-free cash from your home whilst retaining full ownership and you do not have to commit to making regular monthly repayments.
We can discuss all the different options for equity release and the implications of releasing equity. It is important to know that when releasing equity, you reduce the value of your estate and may affect your entitlement to means-tested benefits. We will take time to understand your financial situation and goals to help guide you towards the best financial solution or equity release products for you.
Are you eligible for equity release:
- Are you over the age of 55?
- Is your home worth at least £70,000?
- Are you a homeowner with property in Merseyside?
Read our blog: Can I release equity if I am aged under 55?
All initial consultations are completely free of charge, with no obligation to proceed. Please talk to our qualified equity release advisors by calling us now on 0333 000 2097.