Impartial and independent equity release advice in Marylebone, London

When it comes to equity release, it pays to ensure that you get the very best equity release and later-life mortgage advice. Working throughout Marylebone, Kensal Town, and Pentonville, we offer honest, personal, and professional equity release advice and assistance. We can access the whole of the equity release market and will find a plan to suit you.

Our advisors are award-winning and will always ensure that they give you the knowledge and overview you need to make an informed decision about equity release. We take the time to get to know you and understand your circumstances, so we can tailor our advice and assistance to deliver what you need.

There are hundreds of equity release mortgages on the market and we can look across them to find the right one for you. We can also look at other options such as downsizing and can also access other financial products, including residential mortgages and retirement interest-only mortgages.

We will never pressurise you into going ahead. We will simply ensure you have everything you need to choose in your own time. We encourage friends and family to be involved in the discussions and we are completely transparent in all our communications. As well as being authorised and regulated by the Financial Conduct Authority (FCA), we are proud members of the Equity Release Council. This means that we follow their rigorous code of conduct. This includes only recommending equity release products that:

  • Include a no-negative equity guarantee, so you will never owe more than the value of your home
  • Allow the option to move to another property (as long as that property meets certain criteria set out by the provider)
  • Ensure that you have the right to remain in your home for as long as you choose – this will be until you die or move into long-term residential care

All our initial consultations are completely free of charge and we can come and meet with you at your office, home, or another location that is convenient for you.

We are proud of our reputation for excellence. Please call us now on 0333 000 2097.

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Releasing equity in Marylebone: Why is it so popular?

Many people can find themselves in their retirement years cash-poor and asset-rich. Located just minutes away from Oxford Street, Marylebone is a charming urban village that offers peaceful gardens, a bustling high street with plenty of boutiques, restaurants and cafes, and beautiful architecture. The area attracts a mix of residents including celebrities, politicians, and professionals. Home to the Royal Academy of Music and the Sylvia Young Theatre School, it is popular with creative types. Previous residents included John Lennon, Paul McCartney, Madonna, and T.S Eliot.

Many people who have bought a property in Marylebone some time ago may not realise quite the speed at which their property has grown in value. According to Rightmove in 2020, the average property price was over £1.7million. The majority of property sales were flats that sold for an average of just over £1.4million. Terraces sold for £3.6million. In 2020, prices were down 2 per cent on the previous year.

Do you have a Marylebone property? See how much money you could raise with our equity release calculator.

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What is equity release and how do lifetime mortgages in Marylebone work?

Would you like to unlock tax-free cash from your Marylebone home and retain ownership, so you never have to downsize or move? Equity release is a way to unlock the value of your home and turn it into a cash lump sum (or series of smaller payments).  If you are wondering, ‘Is equity release the same as a lifetime mortgage?’ the answer is yes, a lifetime mortgage is the most popular form of equity release. The other main type is known as a home reversion plan.

A lifetime mortgage allows homeowners over the age of 55 to release equity from their property. It is a loan secured against the value of your home and it is typically repaid when you or the last remaining homeowner dies or moves into long-term residential care.

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    The benefits of NW1 lifetime mortgages retirement mortgages

    With a lifetime mortgage in Marylebone, you retain full ownership of the property and there are no repayments to make, so the loan, plus any interest that has rolled up, is paid from the proceeds of the sale. There are products that allow you to pay off some or all of the interest if you choose to.

    • You still own your own home
    • You will never owe more than the value of your home and some products allow you to safeguard part of your property as an inheritance
    • Cash can be released in one lump sum or smaller amounts – this is known as a ‘drawdown’ lifetime mortgage
    • You can still move house

    Why choose to release equity in NW1

    How could equity release in Marylebone help you?

    • Have you always dreamed of a new bathroom or kitchen? Use the money to make home improvements and make your home just the way you like it.
    • When you have spent your whole life working, you should not have to worry about money, so use this for day-to-day living costs.
    • Would you love to take a once-in-a-lifetime holiday or travel more? Many people use the money to fund their travels.
    • Help friends and family with costs such as a deposit for a property or education costs. This means you could see them enjoy spending their future inheritance whilst you are still alive.
    • Pay off your mortgage or