Fully qualified equity release specialists in Bradford, West Yorkshire
At Access Equity Release, we provide professional equity release advice to residential homeowners over the age of 55 in Bradford, Keighley, and the surrounding areas of West Yorkshire. Many of our clients find that releasing equity from their homes can help with a variety of things such as home improvements, paying off existing residential mortgages, going on holiday, clearing debts, and helping friends and family to enjoy some of their wealth during their lifetime.
Lifetime mortgages can now be used as an important financial planning tool and can provide access to tax-free cash to be spent as you wish. Unlike residential mortgages, there is no requirement to make repayments during your lifetime, unless you wish to do so. You will also retain full ownership of your home until you die or move into long-term care, at which point the loan and any interest owed is repaid.
We uphold stringent standards that include only ever recommending products with a ‘no negative equity guarantee’, which means that you will never owe more than the value of your property.
Here at Access Equity Release, we are equity release specialists who can look across the whole of the equity release market, to find the right products for you. We can discuss the various features available from different equity release mortgages and plans and work out whether equity release is a suitable route for you now or in the future. We will always explain clearly how equity release works and its impact on you and others, always taking into account your financial goals and your personal circumstances.
To talk to us about retirement or later life mortgages, please call the team now on 0333 000 2097.
Why choose our Bradford equity release advisers ?
You will never be put under any pressure to proceed and all initial consultations are completely free of charge. If you wish to proceed with equity release, our specialist advisors in Bradford will assist with the application process and provide guidance and answer questions at every stage of the process. Read our blog on: What is the role of an equity release advisor?
- Tax-free cash to be spent as you wish
- Choose to make monthly interest repayments if you wish
- Low interest rates that are fixed for life
- Continue to live in and own your home
- No negative equity guarantee
- Meet your financial goals
Bradford property overview? Could you release equity from your home?
Do you live in Bradford or Keighley and are thinking about equity release? If you bought your home some years ago, it will have grown in value and if you are aged over 55, equity release could be an option for you. Property prices in Bradford have grown as the city has become more family-friendly and homeowners enjoy a great quality of life.
Figures on Rightmove state that in 2020, homes in Bradford fetched an average of just over £138,000. Semi-detached properties were the vast majority of sales that year, fetching an average of £141,000, whilst detached homes sold for an average of £257,000. In 2020, prices were up 4 per cent on the 2018 peak.
Any recommendations our equity release advisers make will always be tailored to your needs and we encourage family or friends to be involved in the process if you wish. Would you like to know how much you could raise? Please use our equity release calculator.