We are committed to helping clients in Cornwall, UK, with equity release
If you are considering releasing equity, you should always seek independent and specialist advice. Here at Access Equity Release, we are committed to getting to know you and your circumstances, so we can advise you about the best equity release plans for you. Working in Falmouth, Redruth, and throughout Cornwall, we can help you understand if releasing equity from your home is the right choice for you.
We are equity release and retirement mortgage specialists and we have access to the whole of the equity release market, so we can search through hundreds of products to find the plan that best meets your individual needs and circumstances. We stay abreast of all product developments so we can find the right products for you.
What does equity release mean for you? This means you can turn part of the equity of your home into a lump sum of cash. We are regulated by the Financial Conduct Authority (FCA).
In any free initial chat, which can take place in the comfort of your home, we can offer you impartial and independent equity release advice by looking at your options. We will also cover the drawbacks and implications of equity release because it is not always right for everyone, as it could affect potential inheritance or your entitlement to means-tested benefits. After an initial consultation, there is never any obligation to proceed.
For more information or to book an appointment, please call 0333 000 2097.
Releasing equity and retirement mortgages in Cornwall
Equity release is available to homeowners in Cornwall over the age of 55. It involves unlocking the money tied up in your property. See how much you could raise by using our equity release calculator.
There are many reasons why property values in Cornwall have shot up over recent years. Universally adored for its beautiful beaches and pretty harbour villages, it is home to some of the most desirable properties in the UK. People searching for a better quality of life frequently turn to Cornwall for its golden beaches and outdoorsy lifestyle.
Rightmove states that the majority of property sales in 2020 were detached homes that fetched an average of just over £447,000. Terraced houses sold for an average of £240,000, whilst semi-detached houses sold for an average of £264,000. In 2020, prices had grown by 15 per cent from 2019 and a huge 26 per cent from 2018. The most expensive area was Rock, where properties sold for £1,119,000.
According to a recent poll some of the other top areas to live in the county include Lelant, St Austell, Looe, Bude, Truro, Penzance, Wadebridge, and St Agnes.
Lifetime Mortgages and different types of equity release
Are you thinking about over 55 home loans or releasing equity in Cornwall? There are two main types of equity release. The most popular type is called a Lifetime Mortgage and with this t