Independent, FCA-authorised equity release advice for homeowners across Kensington and the Royal Borough of Kensington and Chelsea.
Whether you’re looking to supplement your retirement income, support your family, or simply unlock the value in your home — we’re here to help, at your pace, with zero pressure.
We cover Kensington & the Royal Borough of Kensington and Chelsea 
FCA Authorised
Ref 816029
Member firm
Money Facts Award
Winner 2019, 2022
Mortgage Solutions
Specialist Lending
Award
Winner 2026
FOS Protected
Client safeguards
Independent Advice
Whole-of-market
Equity release is a way for homeowners aged 55 and over to access the value tied up in their property — as a tax-free lump sum or in flexible drawdown instalments — with no monthly repayments required, and no need to move out. The loan, plus rolled-up interest, is repaid when the plan ends — typically when you pass away or move into long-term care.
There are two main plan types: a lifetime mortgage (the most common, where you retain full ownership) and a home reversion plan (where you sell a share of your property in exchange for a lump sum).
For a full explanation of how both work, read our guide to what is equity release.
We've guided over 12,400 families through the equity release process — and we'll guide you through every stage, in plain English, with no obligation to proceed.
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation.
Your dedicated adviser scans every plan from every UK provider to find your best match.
We present your options in plain English — including family members if you wish.
We manage the entire application. Typical completion within 6–8 weeks.
We provide equity release advice to homeowners throughout Kensington and the surrounding areas, including:
Holland Park
Notting Hill
Chelsea
South Kensington
Earls Court
Fulham
Hammersmith
Knightsbridge
Mayfair
Westminster
Shepherd's Bush
Chiswick Yes — we provide fully independent, FCA-authorised equity release advice to homeowners across Kensington and the wider Royal Borough of Kensington and Chelsea. Your initial consultation is no-obligation and carries no obligation whatsoever. We offer home visits across RBKC, as well as phone and video appointments — whichever you find most comfortable. Your family members are welcome to join any meeting.
The amount you can release depends on two main factors: your age (or the age of the youngest applicant on a joint plan) and your property’s current market value. As a general rule, older applicants with higher-value properties can access a greater percentage of their equity. Given that Kensington properties frequently sit well above the national average in value, many RBKC homeowners find they can access a substantial sum. To get a clearer picture of what might be available to you, see how much you could release — or simply book a consultation and we’ll walk you through the numbers together.
You don’t need to travel anywhere. We cover the full Royal Borough of Kensington and Chelsea and all surrounding areas, and our advisers are available by phone, video call, or in-person home visit — whichever suits you best. There’s no need to visit an office or arrange transport. We come to you, or we speak at a time that fits around your day.
From your initial consultation through to funds arriving in your account, the process typically takes 6–8 weeks end-to-end. Solicitors and surveyors in London are generally well-experienced with equity release applications, which helps keep things moving. That said, for higher-value properties — which are common across Kensington and RBKC — it’s worth allowing a little extra time for the valuation to be arranged and confirmed. We always recommend starting the process as early as you’re comfortable doing so, so there’s no pressure on timescales.
0333 000 2097
0333 000 2097
0333 000 2097