You’ve worked hard for your home. If you’re looking to unlock some of the value tied up in it — to live more comfortably, support your family, or simply enjoy retirement on your own terms — we’re here to help. At Access Equity Release, we advise homeowners across the whole of Hertfordshire, at your pace, with zero pressure.


Equity release is a way for homeowners aged 55 and over to access the value tied up in their property — as a tax-free lump sum, a drawdown facility, or a combination of both — without needing to sell or move out. The most common type, a lifetime mortgage, is a loan secured against your home where interest rolls up over time and is repaid when the plan ends. All plans recommended by Access Equity Release come with the No Negative Equity Guarantee, meaning you’ll never owe more than your home is worth.
For the full plain-English guide, read what is equity release

Over 12,400 families guided through this process — here's how it works.
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation.
Your dedicated adviser scans every plan from every UK provider to find your best match.
We present your options in plain English — including family members if you wish.
We manage the entire application. Typical completion within 6–8 weeks.
We advise homeowners across the whole of Hertfordshire, including:
Yes — we advise homeowners across the whole of Hertfordshire, from Watford and St Albans in the south to Stevenage and Bishops Stortford in the north. Our advisers are available for home visits to any Hertfordshire postcode, so you never need to travel to a branch or office. If you’d prefer, we’re equally happy to meet by video call or phone — whatever feels most comfortable for you and your family.
The amount you can release depends on your age and your property’s value — typically somewhere between 20% and 50% or more of the property’s value, increasing as you get older. Given that Hertfordshire property values are among the highest outside London, many homeowners in the county qualify for a meaningful release even at the lower end of that range. For a personalised figure based on your home and circumstances, see our guide on how much equity you could release.
You don’t need to find a local branch — we operate county-wide and come to you. Whether you’re in a market town like Hitchin or Hertford, a commuter village near Harpenden, or anywhere else in the county, one of our advisers can visit you at home. Alternatively, video and phone appointments are available for all Hertfordshire residents. There’s no need to travel, and your family members are always welcome to be part of the conversation.
The standard timeline of 6–8 weeks applies across Hertfordshire. There are no delays unique to the county — local solicitors and surveyors are well-versed in equity release transactions, and the process moves at the same pace here as anywhere in England. Once you’re ready to proceed, we manage the entire application on your behalf. To understand what happens at each stage and what costs are involved, you can understand the full cost and timeline in our dedicated guide.