You’ve worked hard for your home. Now it could work hard for you. Whether you want to supplement your retirement income, help a loved one onto the property ladder, or simply enjoy greater financial freedom, our specialist advisers are here to help — at your pace, with zero pressure.
We advise homeowners across Birmingham and the wider West Midlands, with home visits, video, and phone appointments available to suit you.
We cover Birmingham & the West Midlands 
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Whole-of-market
Equity release is a way for homeowners aged 55 and over to access the value tied up in their property as tax-free cash — without having to sell up or move out. The most common type, a lifetime mortgage, lets you borrow against your home while retaining full ownership. There are no mandatory monthly repayments; the loan and rolled-up interest are typically repaid when your home is eventually sold.
To understand the full picture, read our guide on what is equity release.
We've guided more than 12,400 UK families through the equity release process. Here's how it works — from your very first conversation to funds in your account.
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation. Loved ones are always welcome to join.
Your dedicated adviser scans plans across the whole of the market to find one suited to you — whole-of-market, every time.
We present your options in plain English, including all the costs involved. Want to understand all the costs involved before you proceed? We'll walk you through everything.
We manage the entire application from start to finish. Typical completion within 6–8 weeks.
We provide equity release advice across Birmingham and the surrounding region, including:
Sutton Coldfield
Solihull
Edgbaston
Harborne
Moseley
Erdington
Wolverhampton
Walsall
Dudley
Coventry
Redditch
Tamworth
Lichfield Yes — we advise homeowners right across Birmingham and the wider West Midlands. If you’d prefer a face-to-face conversation, we offer home visits across Birmingham, Solihull, Sutton Coldfield, and surrounding areas. Prefer to keep things convenient? Video and phone appointments are available to all Birmingham residents, so you can get expert advice from the comfort of your own home, with family members joining if you wish.
The amount you can release depends on two main factors: your age and your property’s value. As a general rule, the older you are, the higher the percentage of your home’s value you can access. For a Birmingham homeowner with a semi-detached property valued at around £240,000, even a modest release percentage could unlock a meaningful lump sum. For a personalised figure based on your own home and circumstances, find out how much you could release.
Absolutely. We cover Birmingham city and its suburbs — including Solihull, Sutton Coldfield, Edgbaston, Harborne, and Moseley — as well as the broader West Midlands region including Wolverhampton, Walsall, Dudley, Coventry, and beyond. Home visits, video calls, and phone appointments are all available, so you can choose whatever feels most comfortable for you and your family.
From your first consultation through to funds in your account, the process typically takes 6–8 weeks. The West Midlands has a well-established network of solicitors and surveyors experienced in equity release, which means the legal and valuation stages generally run smoothly. If you have a time-sensitive need — for example, helping a family member with a property purchase — we’d recommend starting the conversation as early as possible so there’s no unnecessary delay.
0333 000 2097
0333 000 2097
0333 000 2097