Whether you’re in a cathedral city, a fishing village, or somewhere in between, our FCA-regulated advisers bring whole-of-market equity release advice straight to you. No office visits, no pressure, no obligation, just honest guidance at your pace.
We cover Devon and Cornwall 
FCA Authorised
Ref 816029
Member firm
Money Facts Award
Winner 2019, 2022
Mortgage Solutions
Specialist Lending
Award
Winner 2026
FOS Protected
Client safeguards
Independent Advice
Whole-of-market
Equity release lets homeowners aged 55 and over unlock tax-free cash from their property’s value, without having to move or make monthly repayments. It’s a regulated financial product with long-term implications, which is why FCA-regulated advice is a legal requirement before any plan goes ahead. If you’d like the full picture, including how it works and who it suits, read our guide to what is equity release.
Devon’s property market is as varied as its landscape. In Exeter, the cathedral city’s steady demand and period housing stock mean many homeowners sit on significant unlocked equity. Plymouth’s naval and dockyard heritage has shaped a city of close-knit, long-held family homes, often owned outright by retirees who’ve lived there for decades. Along the coast, Torquay and Exmouth attract a strong retirement demographic drawn by sea air and slower living, many of whom look to equity release to top up pension income or fund home improvements. Further north, Barnstaple serves as the gateway to rural North Devon, where larger plots and period cottages often carry more value than homeowners realise.
Cornwall brings its own character to the equity release conversation. Truro, as the county town, has a stable and well-established property market. Falmouth’s maritime history and university draw have created a mixed demographic of long-term residents and newer arrivals, both of whom come to us for advice. Newquay sits at the heart of a distinctive local dynamic: a holiday-let and second-home economy that has pushed up property values well beyond what some retired homeowners’ pensions reflect. For coastal retirees here, equity release is often used to supplement income during the quieter off-season months, or to make the most of a home’s value that’s been inflated by second-home demand rather than local wages.
From your first phone call to funds landing in your account, our specialist advisers guide you through every stage. Most plans complete within 6–8 weeks, and you're never rushed along the way.
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation. Loved ones are always welcome to join.
Your dedicated adviser scans plans across the whole of the market to find one suited to you — whole-of-market, every time.
We present your options in plain English, including all the costs involved. Want to understand all the costs involved before you proceed? We'll walk you through everything.
We manage the entire application from start to finish. Typical completion within 6–8 weeks.
We provide equity release advice to homeowners throughout Devon and Cornwall, including:
Exeter
Plymouth
Torquay
Barnstaple
Exmouth
Truro
Falmouth
Newquay Yes. Devon and Cornwall stretch across a long peninsula, and we know that travelling from one end to the other for a face-to-face meeting isn’t practical for most people. That’s why we offer phone and video appointments as standard, with home visits available too, so your location is never a barrier to getting advice at your pace.
It depends on your age, health, and property value, but there’s real variation across the region. Town and city properties in Exeter and Plymouth often carry steady, well-documented values, while coastal and holiday-let properties in Cornwall can command a premium that doesn’t always match local income levels. For a personalised estimate, see our guide on how much equity you could release.
Yes, and you don’t need to visit an office to speak to one. Our advisers work with homeowners across Exeter, Plymouth, Truro, and every town in between by phone, video, or in person at your home, whichever suits you best.
Typically 6–8 weeks from first consultation to funds in your account. Devon and Cornwall have conveyancers and surveyors well used to coastal, listed, and holiday-let properties, which helps keep valuations and legal checks on track even for more unusual homes.
0333 000 2097
0333 000 2097
0333 000 2097