YOUR LOCAL ADVISERS

Equity release in
Gloucestershire — specialist advice, built on trust.

From the honey-stone villages of the Cotswolds to the heart of Cheltenham and Cirencester, our FCA-regulated advisers help Gloucestershire homeowners release tax-free cash from their property, at your pace, with zero pressure. Whether you’d prefer a home visit or a phone call from your own kitchen table, we’re here when you’re ready, and only pay if you proceed.

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0333 000 2097

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We cover Gloucestershire

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TRUSTED ACROSS GLOUCESTERSHIRE

Trusted by homeowners across Gloucestershire

"We were nervous about the whole process, but our adviser came out to our cottage near Painswick and explained everything without any jargon. We felt treated like family from the first phone call."

Gloucestershire homeowner, verified review

We offer home visits across Cheltenham, Cirencester, Gloucester and the surrounding Cotswold villages, plus phone and video appointments for homeowners further out in rural areas. Loved ones welcome at every meeting.

WHAT IS EQUITY RELEASE?

What is equity release? A plain-English summary.

Equity release lets homeowners aged 55 and over unlock tax-free cash from their property without having to move or make monthly repayments. The amount you can access depends on your age and your home’s value, and any loan plus interest is usually repaid when the last homeowner passes away or moves into long-term care. For the full picture, including how interest builds up and the protections in place, read what is equity release.

WHY USE A LOCAL ADVISER

Why Gloucestershire homeowners use a local equity release adviser

Gloucestershire isn’t one property market, it’s several. In Cirencester and the Cotswold villages, many homes are honey-stone period cottages, often listed buildings with thatched roofs, timber frames or non-standard construction. These properties can be trickier to value and not every lender is comfortable lending against them, so an adviser who understands this landscape and can search the whole market matters enormously.

Cheltenham tells a different story. Its Regency architecture and National Hunt racing economy have shaped a town with a distinct, often more affluent retiree population, many of whom are equity-rich but cash-poor after decades in substantial townhouses and villas near the racecourse. Meanwhile Gloucester, Stroud and Tewkesbury offer a more mixed picture of Victorian terraces, riverside properties and modern developments, each with its own valuation quirks.

A local-aware adviser understands these differences and knows which providers are genuinely comfortable lending on listed Cotswold stone cottages versus standard Gloucester semis. That knowledge, paired with truly independent, whole-of-market advice, means you’re never steered toward a plan that doesn’t fit your home or your life. If you’d like to talk it through, you can speak to an equity release adviser whenever you’re ready, there’s no obligation.

THE PROCESS

Four simple steps, zero pressure.

We've guided over 12,400 UK homeowners through this journey, and the process stays the same whether you're in a Cheltenham townhouse or a Cotswold farmhouse.

Initial Consultation

A friendly 15-minute chat by phone, video, or in person. No jargon, no pressure, no obligation.

Tailored Research

Your dedicated adviser scans every plan from every UK provider to find your best match, including those comfortable lending on period and listed properties.

Transparent Recommendation

We present your options in plain English, including family members if you wish.

Funds in Your Account

We manage the entire application. Typical completion within 6–8 weeks.

Want the full breakdown of fees and interest? Understand the full cost of equity release.

AREAS WE COVER

Towns and villages we cover across Gloucestershire

We provide equity release advice throughout the county, including:

Cheltenham Location Icon

Gloucester Location Icon

Cirencester Location Icon

Stroud

Tewkesbury Location Icon

Dursley

Cinderford Location Icon

Nailsworth Location Icon

Cotswold villages, including those near Painswick, Chipping Campden and the Slad Valley

We also support homeowners just over the border into Herefordshire who prefer to work with a Gloucestershire-based adviser.

Looking just outside the county? See our coverage for equity release in Worcestershire or equity release in Warwickshire.

QUESTIONS ANSWERED

Equity release in Gloucestershire — your questions answered

Yes, we provide whole-of-market, FCA-regulated advice across the whole county, from Cheltenham and Cirencester through to Gloucester, Stroud and the rural Cotswold villages. Home visits are available, with phone and video appointments for homeowners who prefer not to travel. Loved ones are always welcome in these conversations.

It depends on your age, your property’s value, and in many parts of this county, its construction type. Cotswold stone cottages, listed buildings and thatched or timber-framed homes sometimes need a specialist lender rather than a mainstream one, which is where whole-of-market advice really earns its keep. For a personalised figure, visit our guide on how much equity you could release.

Yes. We regularly meet homeowners in both towns, either face to face or by phone and video, which is particularly useful for those in more rural Cotswold locations where travelling to a branch isn’t practical. You’ll always be treated like family, whichever format suits you best.

The process typically takes 6–8 weeks from application to funds landing in your account. In parts of the county with older or listed properties, valuation and legal checks can occasionally take a little longer, so starting early is always a good idea if you have a deadline in mind.

GET STARTED TODAY

Book your free consultation today — zero pressure.

Whether you’re in a Regency townhouse near Cheltenham racecourse or a stone cottage in the Cotswolds, our advisers are ready to help, at your pace and on your terms.