Whether you’re in Leicester, Nottingham, Derby, Northampton or a quiet village in Rutland, our FCA-regulated advisers bring whole-of-market equity release advice to your door, your screen, or your phone. Every conversation moves at your pace, with no obligation and no pressure to proceed.
We cover the East Midlands. 
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Equity release lets homeowners aged 55+ unlock tax-free cash from their property without selling or moving, with no monthly repayments required. The money is usually repaid when the last homeowner passes away or moves into long-term care. For the full picture, including how it works and who it suits, read our what is equity release guide.
Leicester’s property market has grown steadily around its university and manufacturing heritage, with semi-detached family homes in the suburbs commonly valued between £220,000 and £280,000. Many Leicestershire homeowners we speak with are retirees looking to help grandchildren get a foot on the property ladder in a city where student and graduate demand keeps pushing prices up. In Loughborough, a strong over-65 homeowner base often releases equity to fund home improvements rather than move.
Nottingham’s two major universities drive persistent housing demand, and many longstanding homeowners sit on substantial, mortgage-free equity built up over decades. We regularly advise Nottinghamshire clients who want to release a lump sum to support family while remaining in homes they’ve no intention of leaving. Average detached properties across the county often exceed £300,000, giving many homeowners a meaningful amount to release.
Northampton and Kettering sit within commuter reach of London, and property values have risen accordingly over the past decade, with many detached homes now valued above £320,000. A common scenario here is retirees using released equity to clear an interest-only mortgage reaching the end of its term, replacing a monthly repayment with a plan that requires none.
Derby and Chesterfield carry a strong legacy of industrial and ex-mining communities, and many homeowners here are long-settled retirees in properties bought decades ago at a fraction of today’s value. Peak District-fringe towns around Chesterfield often attract later-life homeowners wanting to adapt their homes to stay independent, and equity release is frequently used to fund accessibility improvements rather than relocate.
Lincoln and the surrounding county combine a historic cathedral city with a largely rural hinterland, where property can be harder to value quickly due to older or non-standard construction. Lincolnshire has one of the East Midlands’ higher proportions of over-65 homeowners living in homes owned outright, and many use equity release to top up retirement income in a lower-wage rural economy.
England’s smallest county is also one of its most rural, with villages around Oakham and higher-than-average owner-occupier rates among retirees. Property here tends to be characterful and sometimes period or listed, which calls for an adviser experienced in non-standard valuations. Rutland homeowners often release equity to support family or supplement a modest pension while staying in a home they’ve owned for most of their life.
Solicitors and surveyors across the East Midlands are well-practised in equity release conveyancing, which helps keep your application moving smoothly toward our typical 6–8 week completion. Want to understand the advice process in more depth? Speak to our specialist advisers.
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation. Loved ones are always welcome to join.
Your dedicated adviser scans plans across the whole of the market to find one suited to you — whole-of-market, every time.
We present your options in plain English, including all the costs involved. Want to understand all the costs involved before you proceed? We'll walk you through everything.
We manage the entire application from start to finish. Typical completion within 6–8 weeks.
We provide equity release advice throughout the East Midlands, including:
Leicester
Loughborough
Oadby
Nottingham
Beeston
Northampton
Kettering
Wellingborough
Derby
Chesterfield
Lincoln
Oakham Yes. Our FCA-regulated advisers cover the whole region, including Leicestershire, Nottinghamshire, Northamptonshire, Derbyshire, Lincolnshire and Rutland. We offer home visits where helpful, alongside phone and video appointments for every town and village — so wherever you are, advice comes to you, at your pace.
It depends on your age, health, and your property’s value. East Midlands property values vary considerably, from strong city demand in Leicester and Nottingham to more modest rural pricing in Lincolnshire and Rutland, so the amount you could release will differ by location. For a clearer idea, see how much equity you could release.
Yes — rather than visiting an office, our advisers come to wherever suits you across these cities and the wider region, whether that’s a home visit, a phone call, or a video appointment. There’s no need to travel, and no pressure to decide quickly.
Our standard completion timeline is 6–8 weeks from application to funds reaching your account. East Midlands solicitors and surveyors are generally well-versed in equity release conveyancing, which helps keep things on schedule. We only get paid if you proceed, so there’s never any rush on our side.
0333 000 2097
0333 000 2097
0333 000 2097