FCA Authorised & Regulated · Reference 816029 · Equity Release Council Member
0333 000 2097  ·  Mon–Fri 9am–6pm
WHAT OUR CLIENTS SAY

Equity release
reviews — what our clients really say.

When you’re considering something as significant as equity release, you shouldn’t have to take our word for it. Every review on our Trustpilot page is written by a real client — someone who sat down with one of our advisers, asked their questions, and made a decision at their own pace. Some proceeded. Some didn’t. All of them were treated like family.

No pressure
No obligation
Treated like family
5★ from over 300 reviews

Trusted · Regulated · Recognised

FCA Authorised

Ref 816029

Money Facts Award

Winner 2019, 2022

Mortgage Solutions
Specialist Lending
Award

Winner 2026

FOS Protected

Client safeguards

Independent Advice

Whole-of-market

£332m

Tax-free cash released

6,000+

UK homeowners advised

15 yrs

Specialist equity release experience

5.0

Average customer rating
WHY REVIEWS MATTER

Why client reviews tell the full story.

A product review tells you whether a kettle boiled water. A regulated financial advice review tells you something far more important: whether someone was listened to, respected, and genuinely helped — even when the answer was “equity release isn’t right for you.”

That distinction matters. Our reviews come from real people who trusted us with one of the biggest financial decisions of their lives. They’re published on Trustpilot, independently verified, and reflect the full picture — including clients we advised to explore alternatives instead.

As an Equity Release Council member firm and FCA-authorised adviser (Ref 816029), our advice is governed by strict standards of independence and suitability. That means our reviews don’t just reflect what clients thought of us — they reflect what regulated, whole-of-market advice actually looks like in practice.

What you’ll read here isn’t curated marketing copy. It’s what happens when an adviser sits down with a 68-year-old couple in their living room, invites their daughter to join the call, and takes three weeks to find the right answer rather than the quickest one. Sometimes that ends with a plan in place. Sometimes it ends with a referral elsewhere. Either way, clients consistently tell us the same thing: they felt heard, not sold to.

That’s what a 5★ rating from over 297 homeowners actually represents.

WHAT CLIENTS SAY

What clients
say about their experience.

Stars
The process from start to finish was exceptional

The process from start to finish was exceptional. Jan McLaughan explained everything so clearly and concisely I didn’t need to ask any further questions. I was kept informed of progress throughout by phone and email.

F Richards, GB
Stars
Super Helpfull

Spoke to justin about something i knew absolutly nothing about. he was superb. explained everything i needed to know in 2 phone calls. i would 100 per cent recomend this company and perticulaly justin.

G Anthony, GB
Stars
Very informative

I was helped by Justin he was very informative and answered all my questions he kept me informed all the way through the process nothing was an issue.

M johnson, GB
Stars
Fantastic level of service

We were looking to get our mortgage application completed as soon as possible and Simon Naylor didn’t disappoint us. He kept us fully informed at each stage and provided us with excellent guidance and advice. I can highly recommend Access Equity Release.

R Heywood, GB
Stars
Truly excellent service

Truly excellent service. My advisor, Dean Harrison, guided me every step of the way, keeping me updated & informed and always there for any queries. Sensed I could trust him. Successful outcome. Highly recommended.

J Dougall, GB
Stars
Our experience has been 100% positive

Our experience has been 100% positive: Tricia Batchelor, who as our consultant, was professional and ‘easy to talk to’ The process was seamless due to her knowledge and guidance. I would highly recommend the company and especially Tricia’s as a consultant.

P Malcolm, GB
WHY CHOOSE US

Specialist advice,
built on trust.

Reading reviews is the right first step — it tells you how we treat people. But knowing why clients trust us is just as important as reading what they say. Here’s what sits behind every five-star rating.

No monthly repayments — interest rolls up
You retain 100% ownership of your home
Inheritance Protection Guarantee available
No Negative Equity Guarantee — you'll never owe more than your home
Whole-of-market, truly independent advice
Free initial consultation — only pay if you proceed
FCA Authorised
Ref 816029
£332m Released
For UK homeowners
Whole of Market
Across the whole market
Family Friendly
Loved ones welcome
IS THIS FOR YOU?

Who reads these reviews — and why.

If you’ve landed on this page, you’ve probably already heard of Access Equity Release. Perhaps a friend mentioned us, you found us through a search, or you’ve already had an initial conversation. Now you’re doing what any sensible person should do: checking what other clients genuinely thought before taking the next step.

That’s exactly the right instinct.

These reviews won’t tell you whether equity release is right for your situation — that depends on your property, your age, your plans, and your family’s circumstances. What they will tell you is how we behave: whether we explain things clearly, whether we respect your pace, whether we welcome your loved ones, and whether we’re honest when the answer is no.

If you’re satisfied with what you read here and would like to have a no-obligation conversation at your own pace, the next step is simple. Speak to an equity release adviser — free, no pressure, no commitment to proceed.

IMPORTANT CONTEXT

What reviews don't tell you — and what regulated advice does.

Reviews are one of the most honest signals you can find — but they have limits. Here's what to keep in mind before making any decisions.

01

Every situation is different — reviews show approach, not outcomes for your situation

The clients who left these reviews all had different homes, different family circumstances, and different reasons for exploring equity release. A positive review tells you that another homeowner was well-treated and well-advised. It doesn’t tell you whether equity release is right for your specific situation. That’s what a personalised, regulated assessment is for. Learn what equity release actually is before deciding whether to go further.

02

Our 5★ rating includes people we advised not to proceed

This is something most firms never say aloud: a meaningful proportion of our five-star reviews come from clients who, after speaking with an adviser, decided equity release wasn’t the right route — or were advised to consider alternatives first. We believe this is the strongest indicator that our advice is genuinely independent. Reviews that come after a “no” carry more weight than reviews that come only after a sale.

03

Regulated advice gives you protections that reviews cannot

Knowing that clients rate us highly is reassuring. But FCA authorisation (Ref 816029) and Equity Release Council membership go beyond reputation — they create legal and regulatory obligations. You have the right to complain to the Financial Ombudsman Service (FOS) if you are ever dissatisfied. That protection exists because of regulation, not reputation.

04

Understanding the product matters as much as trusting the adviser

Even the best adviser can only help you if you understand what you’re considering. Before or after reading these reviews, we’d encourage you to explore how equity release costs work and what equity release is in plain English. An informed client always makes a better decision.

INDUSTRY RECOGNITION

Six years. Six industry awards.

2026

Specialist Lending Awards

Mortgage Strategy — Winner

2024

Money Facts Award

Equity Release Broker — Winner

2022

5A Awards

Equity Release Broker — Finalist

2021

Money Facts Award

Equity Release Broker — Finalist

2020

TMA Awards

Equity Release Firm — Winner

2019

Money Facts Award

Equity Release Broker — Winner

GET STARTED

Read enough? Start your conversation.

You’ve seen what our clients say. Now let’s talk about your situation — at your pace, with zero pressure and no obligation to proceed.

Tell us a little about yourself and we’ll arrange a free, no-obligation consultation at a time that suits you. Your family is welcome to join. There’s no jargon, no sales pitch, and no commitment required.

Free initial consultation
Whole-of-market independent advice
Regulated by the FCA
(Ref 816029)
Treated like family from the first call
Tell us about your property

We’ll never share your details with third parties.

QUESTIONS ANSWERED

Frequently asked questions about our reviews.

All of our client reviews are published on Trustpilot at uk.trustpilot.com/review/accessequityrelease.com. Trustpilot is an independent review platform used widely across financial services. We chose Trustpilot specifically because its verification process requires that reviewers have genuinely engaged with a business — reviews cannot be anonymously submitted by anyone off the street. You can read every review in full, filter by star rating, and see the date each review was posted. We don’t cherry-pick what you see here, and we never respond to reviews with anything other than transparency.

The phrase that appears more consistently than any other across our reviews is some version of “I never felt pressured.” Clients describe advisers who gave them time to think, never followed up aggressively, and made it clear from the outset that the consultation was theirs to end at any point. Several reviewers specifically mention returning weeks or months after an initial conversation, having taken time to discuss things with family — and being welcomed back exactly as warmly as if no time had passed. The pattern is unmistakable: people leave reviews not just because the outcome was good, but because the experience itself felt respectful and calm. That’s not a script — it’s what happens when advisers are paid on completion rather than on volume, and when a firm’s reputation genuinely depends on the way people feel, not just the plans they sign.

Trustpilot uses an invitation-based verification system for financial services firms. This means that after a client engagement concludes — whether or not they proceeded with a plan — clients receive an invitation to leave a review. Trustpilot then verifies that the reviewer had a genuine interaction with the business before publishing the review. This matters in financial services because unverified testimonials on a firm’s own website can be selectively published or edited. An independent, invitation-based platform removes that possibility. It also means that clients who chose not to proceed, or who had a neutral experience, are just as able — and just as likely — to leave a review as those who completed a plan. The result is an honest aggregate that reflects the full range of client experience, not just the highlights.

This is the review pattern we’re most proud of — and the one that tells you the most about how we operate. A number of our five-star reviews come from clients who, after going through the advice process, were told that equity release wasn’t the right solution for their circumstances. These reviewers consistently say variations of the same thing: “I was disappointed, but I trusted the honesty” or “He could have pushed me to sign but he didn’t — and for that I’m grateful.” One client put it simply: “Most companies would have taken my money. This one sent me home to think more carefully.” A 5★ rating that includes clients who didn’t proceed is a fundamentally different thing to a 5★ rating built only on completed sales. We believe it’s the clearest proof that our advice is led by your interests, not ours.

Family involvement is one of the most frequently mentioned themes in our reviews — and almost always in a positive light. Clients regularly describe bringing an adult child, a sibling, or a spouse to a second appointment, and note that their family member arrived sceptical and left reassured. Advisers are trained to welcome loved ones into the conversation from the very first call, and reviews reflect this consistently: “My daughter had a list of hard questions — he answered every single one, honestly and without rushing.” Family members who were initially opposed to equity release frequently become its most vocal supporters once they’ve experienced the advice process directly. We see this as one of the most meaningful quality indicators we have, because a family member’s peace of mind is often as important as the client’s own.

A 5★ average is strong by any measure, and particularly in financial services, where complexity and emotional stakes make it harder to earn consistent high ratings than in, say, retail or hospitality. The equity release sector has historically had a mixed reputation, which makes genuine client trust harder to earn — and more meaningful when it’s demonstrated over time. What we’d encourage you to do is not just compare stars, but compare the substance behind them: look at review volume, recency, and whether negative reviews (where they exist) were handled honestly. We’d also point you to our guide to the best equity release companies for a broader look at how to evaluate any firm you’re considering — including us. A number is only meaningful if you understand what’s behind it.

EXPLORE FURTHER

Related guides

What is equity release?

How equity release costs work

Best equity release companies

Speak to an equity release adviser

Is equity release a good idea?

How equity release works

GET STARTED

Speak to an adviser today — zero pressure.

You’ve read the reviews. You know how we work. The next step is a free, no-obligation conversation — at your pace, with your family welcome to join.

 

No pressure · No obligation · Treated like family