FCA-regulated, whole-of-market advice for Worcestershire homeowners aged 55+.
Whether you’re in the heart of Worcester city or nestled in the Malvern Hills, our specialist advisers are here to help you explore your options — at your pace, with no obligation.


Equity release is a way for homeowners aged 55 and over to access the value tied up in their property — as a tax-free lump sum, a flexible drawdown, or both — without having to sell or move out. The most common type is a lifetime mortgage, where a loan is secured against your home, interest rolls up over time, and the balance is repaid when you pass away or move into long-term care. To be eligible, you’ll typically need to be 55 or older and own a UK property of sufficient value.
For a full explanation of how equity release works, read our guide on what is equity release.

We've guided 12,400+ families through the equity release process. Here's how it works — from your first conversation to funds in your account.
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation.
Your dedicated adviser scans every plan from every UK provider to find your best match.
We present your options in plain English — including family members if you wish.
We manage the entire application. Typical completion within 6–8 weeks.
We provide equity release advice to homeowners throughout Worcestershire, including:
Yes — we offer fully regulated, whole-of-market equity release advice to homeowners across the whole of Worcestershire. Our advisers are available for home visits throughout the county, including Worcester, Malvern, Redditch, Bromsgrove, Kidderminster, Evesham, and the surrounding villages. If you’d prefer, phone and video appointments are available too — whatever suits you best. There’s no obligation at any stage, and your initial consultation is no-obligation.
The amount you can release depends on your age and the value of your property — older applicants and higher-value homes typically unlock a greater percentage. With average detached properties in Worcestershire valued above £380,000, many homeowners in the county are in a strong position to access a meaningful sum. As a general rule of thumb, those aged 55 may be able to release around 25–30% of their property’s value, rising to 50% or more for those in their mid-to-late 70s. For a full breakdown of how release amounts are calculated, see how much you could release.
Absolutely. We cover the full county of Worcestershire and can arrange a home visit at a time that suits you — whether you’re in a city-centre property in Worcester, a period home in Great Malvern, or a rural property near Tenbury Wells or Bewdley. If you’d rather not have someone visit, our advisers are equally happy to speak by phone or video call. Loved ones are always welcome to join any appointment.
From your initial consultation through to funds in your account, the process typically takes 6–8 weeks in total. This covers your advice appointment, lender application, independent property valuation, and legal completion. As with any property transaction in the county, timelines can vary slightly depending on the availability of local solicitors and surveyors — so we always recommend starting the conversation early, particularly if you have a specific date in mind. We manage the whole process on your behalf and keep you informed at every stage.