FCA Authorised & Regulated · Reference 816029 · Equity Release Council Member
0333 000 2097  ·  Mon–Fri 9am–6pm
KENT

Equity release in
Kent — specialist advice, built on trust.

Whether you own a period farmhouse in the Weald or a family home in the suburbs of Sevenoaks, your property is one of your greatest assets. Our FCA-regulated advisers help Kent homeowners unlock the value in their homes — at your pace, with zero pressure.

No pressure
No obligation
Treated like family
We cover Kent

Trusted · Regulated · Recognised

FCA Authorised

Ref 816029

Money Facts Award

Winner 2019, 2022

Mortgage Solutions
Specialist Lending
Award

Winner 2026

FOS Protected

Client safeguards

Independent Advice

Whole-of-market

£332m

Tax-free cash released

6,000+

UK homeowners advised

15 yrs

Specialist equity release experience

5.0

Average customer rating
LOCAL PROOF

Kent clients, real results.

We’ve advised clients right across Kent and the South-East — from coastal towns to commuter villages — helping families make confident, well-informed decisions about their homes and their futures.

"From our very first call, the team made us feel completely at ease. They explained everything clearly, involved our daughter in the process, and never once pushed us to rush. We couldn't have asked for more."
Kent,

Home visits available across Kent and East Sussex · Phone and video appointments available — whatever suits you best.

EQUITY RELEASE IN KENT

What is equity release, and could it work for you?

Equity release is a way for homeowners aged 55 and over to access the value tied up in their property — as a tax-free lump sum, a flexible drawdown facility, or both — without needing to sell or move. The most common form is a lifetime mortgage, where interest rolls up over time and the loan is repaid when the plan ends. To understand the full picture, read our complete guide to what is equity release.

WHY ADVICE MATTERS

Why Kent homeowners choose a specialist adviser

Kent is one of the most property-wealthy counties in England. With average detached properties valued at approximately £625,000, and around 32% of Kent households owned outright by over-65s, the region holds significant property wealth — much of it sitting untapped through retirement.

For many Kent families, that equity represents real opportunity. We regularly speak with homeowners who want to help their grandchildren take their first step onto the South-East property ladder — one of the most competitive in the country. Others are looking to fund meaningful home adaptations so they can age in place comfortably in a home they love, rather than face the upheaval of moving.

Whatever your reason, the right advice makes all the difference. Equity release is not a one-size-fits-all product — the plan that suits a homeowner in Canterbury may look very different from the one that’s right for someone in Folkestone. A whole-of-market adviser searches every UK provider to find the plan that fits your circumstances, your family, and your goals.

When you’re ready to explore your options, speak to an equity release adviser — there’s no obligation, and loved ones are always welcome to join the conversation.

THE PROCESS

Four simple steps, zero pressure.

We've guided 12,400+ UK homeowners through this process. Here's how it works.

01

Initial Consultation

A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation.

02

Tailored Research

Your dedicated adviser scans every plan from every UK provider to find your best match.

03

Transparent Recommendation

We present your options in plain English — including family members if you wish.

04

Funds in Your Account

We manage the entire application. Typical completion within 6–8 weeks.

Curious about how equity release costs add up at each stage? Our costs guide explains everything in plain English.

AREAS WE COVER

Areas we cover across Kent

Our advisers work across the whole of Kent, including:

Location Icon Tunbridge Wells Location Icon Maidstone Location Icon Canterbury Location Icon Ashford Location Icon Sevenoaks Location Icon Tonbridge Location Icon Folkestone Location Icon Dover Location Icon Swanley Location Icon Faversham Location Icon Sittingbourne Location Icon Whitstable Location Icon Deal Location Icon Ramsgate

Not sure if we cover your area? We almost certainly do — and if you’re just over the border, we also serve clients across Surrey and Sussex.

QUESTIONS ANSWERED

Your questions about equity release in Kent

Yes — we provide equity release advice across the whole of Kent, from Sevenoaks and Tunbridge Wells in the west to Canterbury, Dover, and the Thanet coast in the east. Our advisers are available for home visits at a time that suits you, as well as phone and video appointments if you’d prefer to talk from the comfort of your own home. We also cover neighbouring East Sussex, so if you’re near the county border, you’re still very much within our service area.

The amount you can release depends on two main factors: your age (or the age of the youngest applicant on a joint plan) and your property’s value. As a general rule, the older you are and the higher your property value, the greater the percentage you may be able to release. Given that Kent property values sit well above the national average, many homeowners in the county find they have more options than they expect. For a detailed look at the figures, see our guide on how much equity you could release.

You don’t need to travel to find specialist advice — our advisers come to you. We cover the entire county of Kent, including rural villages and coastal towns, as well as the wider East Sussex area. Whether you’d prefer a face-to-face home visit, a phone call, or a video appointment, we’ll arrange whatever works best for you and your family. There’s no need to visit a branch or office — the whole process can be handled from your home.

From your initial consultation through to funds arriving in your account, the process typically takes 6–8 weeks in total. Kent is well-served by solicitors and RICS-registered surveyors with experience in later-life lending, which can help keep valuations and legal work moving smoothly. Your dedicated adviser will coordinate every step — from lender application to legal completion — so you’re never left chasing paperwork or wondering what happens next.

GET STARTED TODAY

Start your Kent equity release journey today — zero pressure.

Whether you’re in Canterbury, Sevenoaks, or anywhere across Kent, our advisers are here to help — at your pace, with no pressure to proceed until you’re completely ready.

No pressure
No obligation
Treated like family