YOUR LOCAL ADVISERS

Equity release in
Somerset — specialist advice, built on trust.

Independent, FCA-regulated equity release advice for Somerset homeowners aged 55 and over.

Whether you’re in Taunton, Bath, Frome or a quiet rural village, we’re here to help you understand your options — at your pace, with zero pressure.

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0333 000 2097

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TRUSTED ACROSS SOMERSET

Trusted by homeowners across Somerset

We’ve helped homeowners across the South-West — including many right here in Somerset — take confident, informed steps forward with equity release.

"The team made everything so straightforward. We never felt rushed, and they were happy to talk things through with our daughter too. Couldn't recommend them more highly."

Somerset,

Home visits, phone and video appointments are available across Somerset — including rural villages and smaller communities where getting to an office simply isn’t practical.

WHAT IS EQUITY RELEASE?

What is equity release?
A plain-English summary.

Equity release allows homeowners aged 55 and over to access the value tied up in their property — as a tax-free lump sum, a flexible drawdown facility, or a combination of both — without having to sell or move out. The most common form is a lifetime mortgage, where interest rolls up over time and the loan is repaid when the property is eventually sold. No monthly repayments are required, and you retain the right to remain in your home for life.

That’s the short version — for a full explanation, read our guide on what is equity release.

WHY USE A LOCAL ADVISER

Why Somerset homeowners use a local equity release adviser

Somerset is a predominantly rural county with a notably older-than-average population and a high proportion of owner-occupied homes — many of them period cottages, farmhouses, and semi-rural properties that have appreciated significantly over the decades. That combination means a great many Somerset homeowners are sitting on substantial property wealth, often without a straightforward way to access it.

Property values across the county vary considerably. In and around Bath and the surrounding villages, prices are among the highest in the South-West, making equity release a meaningful option for homeowners looking to support family members onto a property ladder that has moved well beyond their reach. In market towns like Taunton, Frome, and Yeovil, and in smaller rural communities across the Mendips, the Quantocks, and the Somerset Levels, a different pattern is common: homeowners choosing to release equity to fund adaptations that allow them to age in place — installing stairlifts, wet rooms, or ground-floor extensions — in areas where local care infrastructure can be more limited and staying in a long-term family home matters deeply.

Whatever your reason for exploring equity release, working with a specialist adviser means every available plan from every UK provider is considered on your behalf. To understand how the advice process works, speak to an equity release adviser.

THE PROCESS

Four simple steps, zero pressure.

We've guided more than 12,400 families through equity release — and the process is the same whether you're in central Bath or a village outside Bridgwater. Here's how it works.

Initial Consultation

A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation. Loved ones are welcome to join.

Tailored Research

Your dedicated adviser scans every plan from every UK provider to find your best match — not just the most convenient option.

Transparent Recommendation

We present your options in plain English. You'll see exactly what each plan means for you, your home, and your family — with no surprises.

Funds in Your Account

We manage the entire application from start to finish. Typical completion within 6–8 weeks.

Wondering what it all costs before you commit? You can understand the full cost of equity release in our dedicated guide — and remember, you only pay if you proceed.

AREAS WE COVER

Areas we cover across Somerset

We provide equity release advice across the whole of Somerset, including:

Taunton

Bath

Yeovil

Frome

Wells

Glastonbury Location Icon

Bridgwater Location Icon

Minehead

Shepton Mallet Location Icon

Weston-super-Mare Location Icon

Burnham-on-Sea Location Icon

Street

We also cover surrounding villages and rural communities right across the county — if you’re unsure whether we reach your area, just ask.

We also advise homeowners in neighbouring counties. If you’re based just over the border, you may find our pages on equity release in Dorset or equity release in Hampshire helpful.

QUESTIONS ANSWERED

Equity release in Somerset — your questions answered

Yes — we cover the whole of Somerset, including rural areas and smaller villages that aren’t always well-served by local financial services. We offer home visits across the county, as well as phone and video appointments for those who prefer to speak from the comfort of their own home. Your family members are always welcome to be part of the conversation, whether in person or on the call.

The amount you can release depends on two main factors: your age (or the age of the youngest applicant on a joint plan) and the current value of your property. As a general rule, the older you are and the higher your property value, the more you can access — typically ranging from around 20% to 50% or more of your home’s value. Given that properties in parts of Somerset — particularly in and around Bath and the Mendip villages — carry some of the highest valuations in the South-West, many homeowners are surprised by what’s available to them. For a full breakdown of how the calculation works, read our guide on how much equity you could release.

You don’t need to travel to access expert equity release advice. Our advisers cover Somerset in full — from Weston-super-Mare on the coast to Frome in the east, and from Minehead on the edge of Exmoor to the villages of the Somerset Levels. For homeowners in more rural locations where getting to a town centre isn’t always easy, phone and video appointments mean you can get the same quality of whole-of-market advice from your own kitchen table. Home visits can also be arranged for those who prefer to meet face to face.

From your first consultation to funds arriving in your account, the typical timeframe is 6–8 weeks. This covers the advice process, property valuation, legal work, and lender processing. Somerset has a good network of solicitors experienced in equity release conveyancing, and your adviser will be able to recommend firms familiar with the process — which helps keep things moving smoothly. If you have a specific timeline in mind, let us know at the outset and we’ll do everything we can to work around it.

GET STARTED TODAY

Book your consultation today — zero pressure.

We’re here for Somerset homeowners — at your pace, with no obligation.

Whether you’re just starting to explore your options or you’re ready to take the next step, we’d love to have a conversation. Bring your family. Ask every question. Take all the time you need.