Independent, FCA-regulated equity release advice for Dorking homeowners — at your pace, with zero pressure.
Whether you’re exploring your options or simply want to understand what’s possible, our specialists are here to help — no jargon, no obligation, and your loved ones are always welcome.
We cover Dorking & the Surrey Hills 
FCA Authorised
Ref 816029
Member firm
Money Facts Award
Winner 2019, 2022
Mortgage Solutions
Specialist Lending
Award
Winner 2026
FOS Protected
Client safeguards
Independent Advice
Whole-of-market
Equity release allows homeowners aged 55 and over to access the value tied up in their property — as a tax-free lump sum, a flexible drawdown facility, or a combination of both — without needing to sell or move out. The most common type is a lifetime mortgage, where a loan is secured against your home and repaid when the plan ends. No monthly repayments are required unless you choose to make them.
For the full plain-English guide, read what is equity release.
Dorking sits at the heart of the Mole Valley district, surrounded by the Surrey Hills Area of Outstanding Natural Beauty. It's a place where many homeowners have lived for decades — and where property values have grown steadily to reflect the area's enduring appeal.
Getting equity release right in this market means understanding the local landscape: the mix of period and detached properties, the strong long-term values, and the very personal reasons people here choose to unlock the equity they've built. That's why working with a specialist who knows the area — and who will take the time to understand your situation — makes all the difference.
To get started, speak to a qualified equity release adviser at a time that suits you.
Mole Valley consistently ranks among the highest-value districts in Surrey, with average house prices well above the national average — reflecting decades of demand for homes in this sought-after corner of the Surrey Hills.
For long-term Dorking homeowners, this means the equity built up over the years can be substantial — and equity release can be a considered, carefully planned way to put that value to work in retirement.
Many of our Dorking and Mole Valley clients are long-term residents who bought their homes before the area became as sought-after as it is today — and who now hold significant equity in period cottages, detached family homes, and rural properties they love. Common reasons they come to us include adapting their home for later life (period properties can present particular accessibility challenges), supplementing retirement income without leaving a beloved community, and helping adult children navigate Surrey's expensive property market. Whatever your reason, we'll listen first and advise second — always at your pace.
We've guided 12,400+ families through this process. Here's how it works:
A friendly 15-minute chat by phone or video. No jargon, no pressure, no obligation. Just a conversation about what you're hoping to achieve.
Your dedicated adviser scans every plan from every UK provider to find your best match — whole-of-market, every time.
We present your options in plain English, including all costs and considerations. Family members are welcome to join — we encourage it.
We manage the entire application from start to finish. Typical completion within 6–8 weeks.
Our advisers serve homeowners across Dorking and the surrounding Mole Valley area, including:
Reigate
Leatherhead
Redhill
Oxted
Brockham
Betchworth
Westcott
Holmbury St Mary
Ockley
South Godstone
Newdigate
Box Hill Yes — we offer fully independent, FCA-regulated equity release advice to homeowners in Dorking and across the Mole Valley district. Home visits are available throughout the area, so we can come to you at a time that suits you and your family. If you’d prefer to speak from the comfort of your own home, phone and video appointments are available too. There’s no obligation to proceed — just a relaxed, no-pressure conversation to explore your options.
The amount you can release depends on your age and the value of your property — typically, the older you are and the more your home is worth, the more you can access. Given Dorking’s strong property values within Mole Valley, many homeowners in the area find they hold more releasable equity than they expect. As a general guide, most plans allow you to release between 20% and 50% of your property’s value, though this varies by lender and individual circumstances. To get a clear picture of what’s possible for your home, discover how much you could release.
Yes — our advisers cover Dorking, Mole Valley, and the wider Surrey Hills area as a core part of our service territory. Whether you’re in Dorking town itself or in one of the surrounding villages such as Brockham, Westcott, or Betchworth, we can arrange a home visit at your convenience. Phone and video appointments are equally available for those who prefer to meet remotely. You’ll always speak with a qualified, whole-of-market adviser — not a call centre.
From your initial consultation to funds arriving in your account, the process typically takes 6–8 weeks in total. For Dorking and Mole Valley properties — which often include period homes, rural cottages, and properties with more complex title histories — it’s worth using a solicitor who is experienced with Surrey conveyancing and familiar with the nuances of older and rural property types. Our advisers are happy to recommend local legal teams who know the area well, which can help avoid unnecessary delays caused by title queries or lease complications. We manage the process from start to finish, so you’re never left chasing paperwork alone.
0333 000 2097
0333 000 2097
0333 000 2097